Mr. Noel A. Santiago assumed the role of Independent Director at Sun Savings Bank, Inc. in February 2023. He is also the Executive Vice Chairman of Zip Technologies, a Fintech company that focuses of digital and payment solutions for the financial services sector. 

He was the Chief of Party of USAID (United States Agency for International Development) leading a national digital transformation program for the Small Medium Enterprise industry. He was also previously the Chief Executive Officer (CEO) of SXI Solutions Exchange, Inc., overseeing the Philippines and ASEAN operations. 

Prior to that, Mr. Santiago held the position of Senior Vice President and Chief Digital Officer at (BPI) Bank of the Philippine Islands, where he spearheaded the bank’s Digital Transformation and Payments Strategies. 

Mr. Santiago has also contributed his expertise as a Member of the Board of Directors for several companies, including Bancnet, HCX Technologies, and Cartera. He notably served as the Risk Committee Chairman at Bancnet. 

In addition, Mr. Santiago played a crucial role as a member of the Leadership Committee for the country’s Automated Clearing Houses (ACH), namely Instapay and Pesonet. His leadership was instrumental in driving the implementation of the National Retail Payment System roadmap, a significant initiative of the Bangko Sentral ng Pilipinas. Concurrently, he chaired the Operations Committee at Instapay ACH. 

With extensive regional experience, Mr. Santiago has held key positions at two of Asia’s largest regional banks, Development Bank of Singapore and United Overseas Bank, based in Singapore. His contributions were pivotal in advancing digital innovations in the banking sector, including direct debit payments, multi-factor security authentication, and mobile banking solutions. He has also authored position papers on Electronic Banking and Payment Services, the Basic Banking Act, Multi-Purpose Card Payments, Shared ATM and Payment Services for Qualifying Foreign Banks, and National Chip Card conversion, contributing to regulatory discussions. 

Mr. Santiago is a sought-after speaker and resource person at industry conferences and publications, leveraging his deep insights and experience.  

He has completed Executive Leadership Programs at INSEAD (Institut Européen d’Administration des Affaires), Harvard Business School Executive Program, and Macquarie Graduate School of Management. Mr. Santiago earned his Bachelor’s Degree in History and Political Science from De La Salle University in 1986.