Time Deposit Accounts

Product Features

Short Term Deposits
Term 30, 60, 90, 180 days
Evidence of Deposit Certificate of Time Deposit
Interest Payment Monthly Interest Crediting
Pre-termination Charges Penalty + w/tax + documentary stamp tax
1 – Year TD
Term 1 year
Evidence of Deposit Certificate of Time Deposit
Interest Payment Monthly Interest Crediting
Pre-termination Charges Penalty + w/tax + Documentary stamp tax
5-Year TD(tax free)
Term 5 years and 1 month
Evidence of Deposit Certificate of Time Deposit
Interest Payment Monthly Interest Crediting
Pre-termination Charges Penalty + withholding tax +  Documentary stamp tax

Time Deposit Rates

Effective September 9, 2024

Bank with High Interest Rate

    Amount 30 to 60 days 90 days 180 days 1 year 5 years
₱5,000–49,999 1.50% – 1.85%
₱50,000 – 99,999 1.75% – 1.90%
₱100,000 – 499,999 3.00% – 3.50%
₱500,000 – 4.99M 5.00%
*₱5M and above 5.35%
₱15,000 -99,999 3.25%
₱100,000 – 499,999 4.25%
₱500,000 -4.99M 5.75%
*₱5M and above 6.00%
₱50,000 – 99,999 4.05%
₱100,000 – 499,999 4.75%
₱500,000 – 4.99M 6.25%
*₱5M and above 6.25%
₱30,000 – 99,999 4.25%
₱100,000 – 499,999 4.50%
₱500,000 – 4.99M 6.25%
*₱5M and above 6.50%
₱50,000 – 99,999 5.00%
₱100,000 – 499,999 5.50%
₱500,000 – 4.99M 6.00%
*₱5M and above 6.00%
SPECIAL TD RATES
*₱10M and above 5.85%

* In aggregate

* Interest Monthly Crediting

Corporate accounts are taxable.

RATES ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE

 

Deposits are insured by PDIC up to P500,000 per depositor.

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