Time Deposit Accounts
Product Features
Time Deposit Accounts
Product Features
| Short Term Deposits | |
|---|---|
| Minimum Deposit | ₱ 5,000 |
| Term | 30, 60, 90, 180 days |
| Evidence of Deposit | Certificate of Time Deposit |
| Interest Payment | Monthly Interest Crediting |
| Pre-termination Charges | Penalty + w/tax + documentary stamp tax |
| 1 – Year TD | ||
|---|---|---|
| Minimum Deposit | ₱ 50,000 | |
| Term | 1 year | |
| Evidence of Deposit | Certificate of Time Deposit | |
| Interest Payment |
|
|
| Pre-termination Charges | Penalty + w/tax + Documentary stamp tax |
| 5-Year TD(tax free) | |
|---|---|
| Minimum Deposit | ₱ 50,000 |
| Term | 5 years and 1 month |
| Evidence of Deposit | Certificate of Time Deposit |
| Interest Payment | Monthly Interest Crediting |
| Pre-termination Charges | Penalty + withholding tax + Documentary stamp tax |
Time Deposit Rates
As of November 2,2022
Time Deposit Rates
As of November 2,2022
| Amount | 30 to 60 days | 90-180 days | 1 year | 1 year & 6 month | 3 years | 5 years & 1 month(Tax Free) |
|---|---|---|---|---|---|---|
| ₱5,000–49,999 | 1.25% – 1.35% | |||||
| ₱50,000 – 99,999 | 1.50% – 1.65% | |||||
| ₱100,000 – 499,999 | 2.00% – 2.25% | |||||
| ₱500,000 and above | 3.00% – 3.75% | |||||
| ₱50,000 – 249,999 | 2.50% | |||||
| ₱250,000 – 499,999 | 3.00% | |||||
| ₱500,000 and above | 4.50% | |||||
| ₱50,000.- 249,999 | 2.75% | |||||
| ₱ 250,000.- 499,999 | 3.25% | |||||
| ₱ 500,000 and above | 4.50% | |||||
| ₱50,000 – 249,999 | 3.25% | |||||
| ₱250,000 – 499,999 | 3.50% | |||||
| Php500,000 and above | 5.25% | |||||
| ₱50,000 – 249,999 | 3.50% | |||||
| ₱250,000 – 499,999 | 4.50% | |||||
| Php500,000 and above | 5.50% | |||||
| ₱500,000 and above | 5.75% | |||||
| ₱50,000 – 499,999 | 4.05% | |||||
| ₱500,000 and above | 7.00% | |||||
* Interest Monthly Crediting
Corporate accounts are taxable.
RATES ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE
