Time Deposit Accounts

Product Features

Short Term Deposits
Term 30, 60, 90, 180 days
Evidence of Deposit Certificate of Time Deposit
Interest Payment Monthly Interest Crediting
Pre-termination Charges Penalty + w/tax + documentary stamp tax
1 – Year TD
Term 1 year
Evidence of Deposit Certificate of Time Deposit
Interest Payment
Monthly Interest Crediting
Pre-termination Charges Penalty + w/tax + Documentary stamp tax
5-Year TD(tax free)
Term 5 years and 1 month
Evidence of Deposit Certificate of Time Deposit
Interest Payment Monthly Interest Crediting
Pre-termination Charges Penalty + withholding tax +  Documentary stamp tax

Time Deposit Rates

As of March 6, 2023

Bank with High Interest Rate

    Amount 30 to 60 days 90 days 180 days 1 year 5 years & 1 month(Tax Free)
₱5,000–49,999 1.25% – 1.35%
₱50,000 – 99,999 1.50% – 1.65%
₱100,000 – 499,999 2.00% – 2.25%
₱500,000 and above 3.00% – 3.75%
₱15,000 and above 5.50%
₱50,000 – 249,999 3.125%
₱250,000 – 499,999 3.75%
₱500,000 and above 5.50%
₱30,000 and above 6.00%
₱50,000 and above 7.00%

* Interest Monthly Crediting
Corporate accounts are taxable.

RATES ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE

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