Time Deposit Accounts

Product Features

Short Term Deposits
Minimum Deposit ₱ 5,000
Term 30, 60, 90, 180 days
Evidence of Deposit Certificate of Time Deposit
Interest Payment Monthly Interest Crediting
Pre-termination Charges Penalty + w/tax + documentary stamp tax
1 – Year TD
Minimum Deposit ₱ 50,000
Term 1 year
Evidence of Deposit Certificate of Time Deposit
Interest Payment
Monthly Interest Crediting
Pre-termination Charges Penalty + w/tax + Documentary stamp tax
5-Year TD(tax free)
Minimum Deposit ₱ 50,000
Term 5 years and 1 month
Evidence of Deposit Certificate of Time Deposit
Interest Payment Monthly Interest Crediting
Pre-termination Charges Penalty + withholding tax +  Documentary stamp tax

Time Deposit Rates

As of May 23,2022

 

 

Amount 30 to 60 days 90-180 days 1 year 3 years 5 years & 1 month(Tax Free)
₱5,000–49,999 1.05%
₱50,000 – 99,999 1.10%
₱100,000 – 499,999 1.25%
₱50,000 – 249,999 1.50%
₱250,000 – 499,999 1.75%
₱500,000 and above 3.00%
₱50,000.- 249,999 180 days 1.50%
₱ 250,000.- 499,999 180 days 1.75%
₱ 500,000 and above 180 days 3.25%
₱50,000 – 249,999 1.75%
₱250,000 – 499,999 2.00%
Php500,000 and above 4.05%
₱500,000 and above 5.50%
₱50,000 – 499,999 4.05%
₱500,000 and above 7.00%

* Interest Monthly Crediting
Corporate accounts are taxable.

RATES ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE

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