Mr. Noel A. Santiago was recently appointed as Independent Director of Sun Savings Bank, Inc. effective February 2023. He is currently the Chief Executive Officer (CEO) of SXI Solutions Exchange, Inc. Philippines and ASEAN.

Mr. Santiago was formerly the Chief Digital Officer of Bank of the Philippine Islands where he led the Digital Transformation, and Payments Strategies of the bank.

Mr. Santiago also served as Member of Board of Directors of various companies including Bancnet, HCX Technologies, and Cartera. He served as the Risk Committee Chairman of Bancnet.

He was also a member of the Leadership Committee of the country’s two Automated Clearing Houses (ACH) namely Instapay and Pesonet. The committee oversees the delivery of the National Retail Payment System roadmap, a key initiative of the Bangko Sentral ng Pilipinas. He was concurrently the Chairman of the Operations Committee of Instapay ACH.

He has extensive regional experience having worked for two of the largest Asian regional banks, Development Bank of Singapore and United Overseas Bank, based out of Singapore where he was at the forefront in the emergence and evolution of the digital advancements in the banking industry, enabling the development of direct debit payments, multi factor security authentication, and mobile banking payments. He provided the development of position papers in various Regulatory discussions on: Electronic Banking and Payment Services, Basic Banking Act, Multi-Purpose Card Payments, Shared ATM and Payment services to Qualifying Foreign Banks, National Chip Card conversion

Mr. Santiago is also regularly invited as speaker, and resource person on Industry related conferences, and publications.

He also took up Executive Leadership Programs at INSEAD (Institut Européen d’Administration des Affaires), Harvard Business School Executive Program, and Macquarie Graduate School of Management.

He obtained his Bachelor’s Degree in History and Political Science at the De La Salle University in 1986.